LOANS24/Credit Cards

Credit Card

Enjoy exciting rewards with over 100+ credit cards to choose from.

LOANS24/Credit Cards

Credit Card

Enjoy exciting rewards with over 100+ credit cards to choose from.

Find 100+ Choices, All in One Place

Credit Cards Simplified

LOANS24 offers over 100 credit card options from Top banks with different benefits, offers, and rewards tailored to your needs. Whether you're looking for cashback, travel perks, or shopping rewards, we have the perfect card for you. Explore and compare our options to find the one that best suits your lifestyle.

Life-time free Credit card options

Exclusive offers & discounts

Fully digital process

Get limit of up to Rs. 10 lakhs

Earn Rewards with Every Spend

Explore the features and benefits to get a Credit Card with LOANS24

Earn Rewards with Every Spend

Explore the features and benefits to get a Credit Card with LOANS24

Get Cashbacks

Get cashback on Swiggy, Ola, Myntra and many more purchases.

Get Lounge Access

Get lounge accesses for domestic and international airports.

Earn Reward Points

Get reward points on UPI transactions, bill payments and recharges.

Get Free Movie & Flight Tickets

Pick from top travel and entertainment card options.

Enjoy Lifetime For Free

Get a credit card with no annual fees, ever.

Get High Credit Limit ₹10 Lakhs

Access a high credit limit of up to ₹10 lakhs.

Pick your Credit Card Type

Choose a credit card that fits into your lifestyle.

Rewards Credit Cards

Earn points with every spend and redeem them for gifts, vouchers, and discounts. Best for frequent shoppers.

Cashback Credit Cards

Get cashback on every spend including daily UPI transactions and shopping. Best suited for individuals who want direct savings on their purchases.

Travel Credit Cards

Collect air miles, get free lounge access, and discounts on flight bookings. Best suited for frequent flyers.

Fuel Credit Cards

Earn from your fuel expenses with cashback and rewards points. Best for individuals with large fuel spends.

Premium Credit Cards

Luxury benefits like concierge services, high rewards, and exclusive-access to events. Best for high income individuals.

Secured Credit Cards

These cards are linked to a fixed deposit and helps individuals build or repair their credit scores.

Student Credit Cards

These cards have low interest rates and offer basic rewards. Best suited for first-time credit card users.

Business Credit Cards

These cards offer expense management tools and rewards on business spends. Best suited for entrepreneurs.

Am I Eligible for a Credit Card? Let’s Find Out.

Eligibility criteria vary between issuers and even for different types of credit cards from the same issuer.

Age 18-60 years

Applicants must be above 18 years.

Credit Score

A credit score of 700 and above is recommended.

Citizenship Status

The applicant must be an Indian citizen.

Income

Regular income is required. Minimum income requirement varies for different issuing banks.

4-Quick Steps to get a Credit Card

Follow these simple steps to apply for a credit card:

STEP 01

Get an eligibility check

Share your contact and address details over a short form.

STEP 04

Get doorstep delivery

Receive your card at your doorstep within a few days.

STEP 02

Compare and choose

Pick from a list of eligible card types from various issuing banks.

STEP 03

Share a few more details

Share your personal and income details and complete your KYC.

Your Document Checklist

The documentation requirement varies from issuer to issuer. However following are the basic documents generally asked for Credit card application:

Identity Proof

PAN card (mandatory)
Aadhaar card/ Driver’s licence/ Voter ID/Passport

Address Proof

Aadhaar/ Passport /Voter ID/ Driver’s licence/ Utility bills/Passport/Notarized rent agreement

Income Proof

6 months’ bank statement
3 months’ salary slips or equivalent business proof

Interest Rates and Charges

Credit cards generally come with joining and annual fees, determined by the issuer and the card variant. Additional charges, like finance fees, cash withdrawal fees, or late payment charges may also apply based on the usage. Visit the issuing bank's website for complete details.