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LOANS24/Personal Loan

Personal Loan

Achieve your dreams with our instant and low-interest Personal Loans

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LOANS24/Personal Loan

Personal Loan

Achieve your dreams with our instant and low-interest Personal Loans

Instant & Flexible

Personal Loan simplified

Personal loans offer you a financial lifeline in case of urgent needs like medical emergencies, education fees, home renovations, or even travel. LOANS24 personal loans make it easy for you to meet these unplanned needs with quick disbursals and flexible options.

Interest rates starting @1.0*% p.m

Disbursal in 5 minutes*

100% paperless process

Loans of up to ₹10,00,000

Industry-Best Rates and Terms

Explore the features and benefits to get a personal loan with LOANS24

Industry-Best Rates and Terms

Explore the features and benefits to get a personal loan with LOANS24

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36* Month Tenures

Easy repayment of loans in over three years

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24x7 Availability

Apply for your loan anytime, we’re available round the clock

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₹10,00,000* Loan Amount

High loan amount with no-questions-asked policy

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5 Minute Disbursals

Money in your account in minutes

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100% Paperless

Online processes, no physical documents.

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1.3*% P.M. Interest Rates

Competitive, industry-best rates to choose from.

EMI Calculator

Make a payment plan with our Personal Loan EMI calculator

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Loan amount

₹10,00,000

1 Cr

Duration of loan

2 Year

7 Years

Interest rates (P.A)

5.00%

35%

Per Month EMI

₹0

Principal amount

₹10,00,000

Interest

₹0

Total

₹10,00,000

Am I Eligible for a Personal Loan? Let’s Find Out.

Age 19-55* years

Age should be 55 years or less at the end of loan tenure.

Citizenship Status

The applicant must be an Indian citizen.

Annual Household Income

Minimum annual household income (declared) must be ₹3 Lakh.

1-2-3 Steps for Personal Loan

Follow the steps below to complete your application online and ensure you have the necessary documents ready for submission:

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STEP 01

Get an eligibility check

Share personal, income and address details

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STEP 02

Choose your loan offer

Customise your EMIs from a range of loan amount and tenures

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STEP 03

Verify details & get loan amount

Complete KYC check and amount is instantly credited to your account

100% Transparent Rates and Charges

Experience fast and hassle-free funding with LOANS24’s competitive personal loan interest rates. We've clearly outlined all applicable charges for complete transparency. Check out our interest rates, fees, and charges at a glance.

Types of feeApplicable Charges
Interest Rates1.0*% p.m onwards
Processing Fees2.5% - 3.35% of the loan amount plus applicable charges
Repayment Dishonorment Charges₹ 500 plus taxes
Documentation Fees And Stamp Duty ChargesAs per state regulations

Our Partners

Poonawalla
Aditya Birla
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HDFC
IDFC
Incred
IndusInd Bank
TATA
Poonawalla
Aditya Birla
FIBE-Logo
HDFC
IDFC
Incred
IndusInd Bank
TATA

Need Help? Find Answers Here

What is a personal loan?

How does a personal loan work?

What can I use a personal loan for?

What are the benefits of a personal loan?

What are the risks of a personal loan?

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