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LOANS24/Personal Loan

Personal loan

Available for salaried & self-employed | No collateral | Easy application process

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LOANS24/Personal Loan

Personal loan

Available for salaried & self-employed | No collateral | Easy application process

Instant personal loan for all

Loans for every need in just no time*

Personal loans offer you a financial lifeline in case of urgent needs like medical emergencies, education fees, home renovations, or even travel. LOANS24 personal loans make it easy for you to meet these unplanned needs with quick disbursals and flexible options.

Personal Loan features and benefits

Explore the features and benefits to get a personal loan with LOANS24

Personal Loan features and benefits

Explore the features and benefits to get a personal loan with LOANS24

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36* month tenures

Easy repayment of loans in over three years

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24x7 availability

Apply for your loan anytime, we’re available round the clock

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₹10,00,000* loan amount

High loan amount with no-questions-asked policy

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5 minute disbursals*

Money in your account in minutes

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100% paperless

Online processes, no physical documents.

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1.0*% P.M. interest rates

Competitive, industry-best rates to choose from.

Personal loan EMI calculator

Check your estimated EMI here:

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Personal loan eligibility

Age

Age should be 18 to 65 years at the time of the end of the loan tenure.

Citizenship status

The applicant must be an Indian citizen.

Annual household income

Minimum annual household income (declared) must be ₹3 Lakh.

How to apply for a personal loan?

Follow these simple steps below to complete your loan application:

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Personal Loan interest rate & charges

Experience fast and hassle-free funding with LOANS24’s competitive personal loan interest rates. We've clearly outlined all applicable charges for complete transparency. Check out our interest rates, fees, and charges at a glance.

Types of feeApplicable Charges
Interest Rates1.0*% p.m onwards
Processing Fees2.5% - 3.35% of the loan amount plus applicable charges
Repayment Dishonorment Charges₹ 500 plus taxes
Documentation Fees And Stamp Duty ChargesAs per state regulations

Our lending partners

Poonawalla
Aditya Birla
FIBE-Logo
IDFC
Incred
IndusInd Bank
TATA
PLOurPartner_Prefr
Muthoot finance
indialends_pl
Poonawalla
Aditya Birla
FIBE-Logo
IDFC
Incred
IndusInd Bank
TATA
PLOurPartner_Prefr
Muthoot finance
indialends_pl

Personal loan FAQs

What is a personal loan?

How does a personal loan work?

What can I use a personal loan for?

What are the benefits of a personal loan?

What are the risks of a personal loan?

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